Mortgage Choice - Steps to Settlement

You're in the market for a new home. You go to a few open houses, check out what's available in different suburbs, but if you find the right place and don't have your loan organized, your dream home will probably end up somebody else's.

If you get pre-approval first, it will give you a competitive advantage. That way when you find the right home, you can be the first to make an offer. A great way to get pre-approval is to meet with a Mortgage Choice broker. They can talk you through all the steps required by the lenders, like providing details of your income, expenditure, assets and liabilities. The more detailed and accurate the submission, the better the chances of you being pre-approved.

Mortgage Choice has a computer network linked to more than two dozen lenders, meaning your application can be submitted electronically and the quicker it can be approved.

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